G06Q 20/26

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Description

Class  G06Q : DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR


Subclass 20/26: Payment architectures, schemes or protocols (apparatus for performing or posting payment transactions G07F 7/08, G07F 19/00 ; electronic cash registers G07G 1/12 ) Payment schemes or models Debit schemes, i.e. "pay now"

Recent Patents

Patent #TitleFiling DateIssue DatePatent Owner
12254968 Data processing system for processing network data records transmitted from remote, distributed terminal devicesMar 04, 24Mar 18, 25Sidecar Health, Inc.
12248923 Device for resource dispensing using alternative communication railsNov 01, 22Mar 11, 25Bank of America Corporation
12223474 System and method for providing a group payment vehicleFeb 23, 24Feb 11, 25OneCard LLC
12205132 Decentralized computer systems and methods for using a debit network as an intermediary between distributed ledgersDec 29, 22Jan 21, 25Worldpay, LLC
12205162 System and method for providing time to cure negative balances in financial accounts while encouraging rapid curing of those balances to a positive net positionDec 21, 20Jan 21, 25Huntington Bancshares Incorporated
12198185 System and method for providing time to cure negative balances in financial accounts while encouraging rapid curing of those balances to a positive net positionJul 30, 21Jan 14, 25Huntington Bancshares Incorporated
12169840 Refunding real-time payment transaction via payment card network messaging and settlementJun 21, 22Dec 17, 24Mastercard International Incorporated
12148033 Method and GUI for settlement of commodity contracts denominated in commodity contract tokensMar 15, 23Nov 19, 24ABAXX TECHNOLOGIES CORP.
12141766 System and method for remote accessDec 14, 22Nov 12, 24Walmart Apollo, LLC
12136079 Real-time provisioning of targeted recommendations based on decomposed structured messaging dataDec 13, 21Nov 05, 24The Toronto Dominion Bank
12118530 Advanced methods, systems and devices for registering information in a databaseNov 22, 17Oct 15, 24SICPA Holding SA
12106280 Accounting event process optimization for multi-tenant systemsDec 06, 21Oct 01, 24Amazon Technologies Inc.
12099995 Systems and methods for providing a code to a user deviceApr 17, 23Sep 24, 24Wells Fargo Bank, N.A.
12093906 Profile based arrangements and methods for disparate network systemsNov 22, 22Sep 17, 24U.S. Bank National Association
12067617 Card registry systems and methodsMar 10, 23Aug 20, 24Consumerinfo.com, Inc.
12020232 Bio-mesh network leveraging natural selection optimization for intelligent auto-healingFeb 11, 22Jun 25, 24Bank of America Corporation
12002022 Interchange code prediction system for processing credit card transactionsMar 31, 21Jun 04, 24TOAST, INC.
11995635 Methods and systems for E-commerce payment transactionsJun 23, 22May 28, 24Visa International Service Association
11989750 Technologies for enhanced payment transactionsSep 30, 21May 21, 24Worldpay, LLC
11978084 Decentralized computer systems and methods for using a debit network as an intermediary between distributed ledgersSep 29, 22May 07, 24Worldpay, LLC

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Recent Publications

Publication #TitleFiling DatePub DatePatent Owner
2025/0118,159 GAMING CASHLESS OPEN BANKING WEB INTEGRATIONOct 07, 24Apr 10, 25Not available
2025/0111,403 DECENTRALIZED COMPUTER SYSTEMS AND METHODS FOR USING A DEBIT NETWORK AS AN INTERMEDIARY BETWEEN DISTRIBUTED LEDGERSDec 13, 24Apr 03, 25Not available
2025/0094,994 METHOD AND APPARATUS FOR FACILITATING PROVISION OF EXPOSURE MANAGEMENT BASED ON STREAMING DATA FEEDS VIA MACHINE LEARNING AND LOW LATENCY MODELINGSep 18, 23Mar 20, 25Not available
2025/0078,149 Efficient, Accurate, and Secure Transfers of Internally-Custodied Digital AssetsMar 07, 24Mar 06, 25Not available
2025/0045,712 PROFILE BASED ARRANGEMENTS AND METHODS FOR DISPARATE NETWORK SYSTEMSAug 09, 24Feb 06, 25Not available
2025/0021,959 SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF MERCHANT COMPATIBILITYJul 14, 23Jan 16, 25Not available
2025/0014,010 REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPOSED STRUCTURED MESSAGING DATASep 23, 24Jan 09, 25Not available
2024/0412,199 SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONINGAug 20, 24Dec 12, 24Wells Fargo Bank, N.A.
2024/0378,581 METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A FUNCTIONALLY DYNAMIC CARDMay 08, 23Nov 14, 24Not available
2024/0320,665 MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, AND CARD LIFE CYCLE MANAGEMENT SYSTEMS AND METHODSMay 31, 24Sep 26, 24Not available
2024/0311,798 METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONSMay 23, 24Sep 19, 24Visa International Service Association
2024/0303,623 BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTELLIGENT AUTO-HEALINGMay 17, 24Sep 12, 24Not available
2024/0230,373 METHODS AND SYSTEMS FOR A MOBILE SMART METER AND A SMART METER OUTLETJan 11, 24Jul 11, 24Not available
2024/0194,025 SYNCHRONIZING ACCOUNT RESTRICTIONS BETWEEN GAMING ESTABLISHMENT ACCOUNT AND ASSOCIATED PAYMENT INSTRUMENTDec 13, 22Jun 13, 24Not available
2024/0169,337 BENEFITS FOR RETAIL PURCHASES EMPLOYING DEBIT CARD ASSOCIATED WITH GAMING ESTABLISHMENT ACCOUNT MANAGEMENT SYSTEMNov 22, 22May 23, 24Not available
2024/0169,386 TECHNOLOGIES FOR ENHANCED CREDIT TRANSACTIONSJan 30, 24May 23, 24Not available
2024/0112,249 INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICEOct 03, 22Apr 04, 24Not available
2024/0112,594 SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATIONSep 30, 22Apr 04, 24Not available
2024/0054,474 CACHED BALANCE INSPECTION IN REAL-TIME CARD TRANSACTIONSOct 23, 23Feb 15, 24Not available
2024/0054,492 METHOD AND SYSTEM FOR MULTI-MODAL TRANSACTION AUTHENTICATIONSep 19, 23Feb 15, 24Not available

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Patents Issued To Date - By Filing Year

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