Split message initiated payment system, method and apparatus

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9996830
SERIAL NO

14253089

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Abstract

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A system, method, and computer-readable storage medium configured to split a payment card transaction into separate channels with a merchant bill message and cardholder payment message.

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Patent Owner(s)

Patent OwnerAddress
MASTERCARD INTERNATIONAL INCORPORATED2000 PURCHASE STREET PURCHASE NY 10577-2509

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Lacoss-Arnold, Jason Jay Saint Louis, US 23 103
Rohlfing, Joan L Maryland Heights, US 6 10

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Dec 12, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 12, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00