Electronic device enabled payments
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United States of America Patent
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Jun 12, 2018
Issued Date -
N/A
app pub date -
Aug 20, 2009
filing date -
Aug 20, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Payment transactions may be initiated by entering payment information, such as an amount, source, and recipient, through a graphical user interface (GUI) of an electronic device. The electronic device may transmit the payment information to a payment processor, such as a third party provider, bank, or the like, that may subsequently transmit an authorization request to an electronic device associated with the recipient. In certain embodiments, the recipient may identify a payment account and transmit the account information with the authorization to the payment processor. Upon receiving the authorization, the payment processor may transmit recipient identification information to the payor's electronic device. The payor may then confirm the identity of the payment recipient and confirm payment. Upon receiving the confirmation, the payment processor may process the payment. In other embodiments, certain authorizations and/or confirmations may be omitted, allowing more instantaneous payments to occur.
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