Mobile secure element based shared cardholder verification
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United States of America Patent
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May 22, 2018
Issued Date -
N/A
app pub date -
May 22, 2017
filing date -
Jan 23, 2014
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Abstract
In a payment-enabled smartphone, a shared cardholder verification method (CVM) applet serves a number of mobile payment cardlets. The shared CVM applet validates CVM information input by a user of the smartphone and in response issues a CVM token. The CVM token is passed to a particular one of the mobile payment cardlets that is selected for a current transaction. The selected mobile payment cardlet submits the CVM token back to the shared CVM applet for verification. Upon verifying the CVM token, the shared CVM applet enables the selected mobile payment cardlet to perform the current transaction.
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