Systems, apparatus and methods for mobile companion prepaid card
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United States of America Patent
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May 22, 2018
Issued Date -
N/A
app pub date -
May 18, 2015
filing date -
Feb 22, 2013
priority date (Note) -
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Abstract
Methods and systems for a mobile companion prepaid card purchase transaction. In an embodiment, a process includes a wallet provider computer receiving, via an application program interface (API) Web request from an issuer financial institution (FI) processor, mobile companion prepaid card data and purchase transaction data and then verifying the availability of funds in a mobile wallet prepaid card account. The process also includes authorizing the purchase transaction based on the verification, debiting an open to buy amount of the mobile companion prepaid card account, and then transmitting a purchase transaction authorization response to the issuer FI processor.
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