Prepaid value account with reversion to purchaser systems and methods
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United States of America Patent
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May 1, 2018
Issued Date -
N/A
app pub date -
Oct 16, 2013
filing date -
Jul 9, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is an issuer. The issuer receives the funds a distributes a prepaid transaction card associated with the funds. The methods and systems also include a prepaid transaction card identifier, wherein the prepaid transaction card identifier identifies the prepaid transaction card. The issuer maintains a central computer system that stores at least one parameter entitling the purchaser to a refund of at least a portion of the funds. The methods and systems also include a cash pool, the cash pool holding at least a portion of the funds funded by the purchaser.
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