Third party merchant-funded rewards accrual and redemption network
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United States of America Patent
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Apr 24, 2018
Issued Date -
N/A
app pub date -
Sep 9, 2010
filing date -
Sep 10, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
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