Techniques for secure mobile payment
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United States of America Patent
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Apr 17, 2018
Issued Date -
N/A
app pub date -
Jul 31, 2013
filing date -
Jul 31, 2013
priority date (Note) -
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status (Latency Note)
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Abstract
Techniques for secure mobile payment are provided. A credit or gift card is registered for additional security, such that a secure identifier or personal identification number (PIN) is required for use of the credit or gift card. Registration is not required or even known by the third-party payment service associated with the card. Subsequently, when a consumer attempts to use the card and before payment instructions are sent to the corresponding third-party payment service, the secure identifier or PIN is requested and verified. If properly verified, the payment instructions are forwarded for processing by the third-party payment service.
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