Method and system for facilitating online payments based on an established payment agreement
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United States of America Patent
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Apr 10, 2018
Issued Date -
N/A
app pub date -
Apr 5, 2016
filing date -
Apr 13, 2004
priority date (Note) -
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status (Latency Note)
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Abstract
A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.
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