Systems, methods, and computer program products providing push payments
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United States of America Patent
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Feb 20, 2018
Grant Date -
Jan 2, 2014
app pub date -
Jun 29, 2012
filing date -
Jun 29, 2012
priority date (Note) -
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Abstract
In electronic financial transactions a receiver, or targeted recipient of funds, provides account information to a transmitter, or sender of funds. The transmitter initiates a push of funds from a transmitter funding source to the receiver's funding source processor. In some embodiments the receiver provides a payment card, similar to a credit card, which is read by an electronic device of the transmitter, such as a smart phone. In some embodiments, the receiver provides the account information by way of a bar code, such as a QR code, which is scanned and read by the transmitter's electronic device.
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