Method and system for secure transactions

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United States of America Patent

PATENT NO 9852426
SERIAL NO

14581471

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Abstract

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This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks, Merchants, Issuing Banks, Credit Reporting Bureaus, Insurance Companies, Healthcare Providers may customize the implementation of the services based on individual strategy and consumer preferences.

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Patent Owner(s)

Patent OwnerAddress
STRIPE INC354 OYSTER POINT BLVD SOUTH SAN FRANCISCO CA 94080

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bacastow, Steven V Cumming, US 45 612

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Jun 26, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jun 26, 2029
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Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00