Adaptive policies and protections for securing financial transaction data at rest

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United States of America Patent

PATENT NO 9847995
SERIAL NO

14933165

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Abstract

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A system, method, and computer-readable medium for challenge-response authentication are provided. A plurality of codes is received over a communication network based on input provided by way of a user interface displaying a plurality of images. An alphanumeric string is generated based on the received plurality of codes and based on a table that associates each one of the plurality of codes with a respective one of the plurality of images and with a respective one of a plurality of alphanumeric characters. A determination is made as to whether to grant authorization based on whether the generated alphanumeric string matches an alphanumeric user identifier stored in a memory device in association with a user.

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Patent Owner(s)

Patent OwnerAddress
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC200 VESEY STREET NEW YORK NY 10285

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bailey,, Jr Samuel A Boca Raton, US 25 645

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