Utilizing credit and informatic data for insurance underwriting purposes
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
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Nov 14, 2017
Issued Date -
N/A
app pub date -
Jun 16, 2014
filing date -
Aug 16, 2013
priority date (Note) -
In Force
status (Latency Note)
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Importance

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Abstract
A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.
First Claim
all claims..Other Claims data not available
Family

- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
UNITED SERVICES AUTOMOBILE ASSOCIATION | 9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288-2038 |
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Allen, Michael J | San Antonio, US | 123 | 2708 |
# of filed Patents : 123 Total Citations : 2708 | |||
Devereaux, Ramsey | San Antonio, US | 65 | 1258 |
# of filed Patents : 65 Total Citations : 1258 | |||
Franck, David S | San Antonio, US | 35 | 988 |
# of filed Patents : 35 Total Citations : 988 | |||
Healy, Jodi J | Johns Creek, US | 8 | 149 |
# of filed Patents : 8 Total Citations : 149 | |||
McCaw, Erin | San Antonio, US | 3 | 96 |
# of filed Patents : 3 Total Citations : 96 | |||
Moritz, Karen | San Antonio, US | 4 | 383 |
# of filed Patents : 4 Total Citations : 383 | |||
Norman, Christopher | San Antonio, US | 61 | 734 |
# of filed Patents : 61 Total Citations : 734 | |||
Prasad, Bharat | San Antonio, US | 225 | 6191 |
# of filed Patents : 225 Total Citations : 6191 | |||
Read, Spencer | Helotes, US | 47 | 1206 |
# of filed Patents : 47 Total Citations : 1206 | |||
Swain, Kathleen L | Peoria, US | 53 | 1363 |
# of filed Patents : 53 Total Citations : 1363 | |||
Vaith, Eric | San Antonio, US | 5 | 106 |
# of filed Patents : 5 Total Citations : 106 | |||
Wheeler, Daniela | Boerne, US | 32 | 708 |
# of filed Patents : 32 Total Citations : 708 |
Cited Art Landscape
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Patent Citation Ranking
- 47 Citation Count
- G06Q Class
- 94.74 % this patent is cited more than
- 8 Age
Forward Cite Landscape
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Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
---|---|---|---|---|
7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | May 14, 2025 |
11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | May 14, 2029 |
Fee | Large entity fee | small entity fee | micro entity fee |
---|---|---|---|
Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
Full Text

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Jul 01, 2024 | AS | ASSIGNMENT | free format text: MERGER;ASSIGNOR:FUJIFILM HEALTHCARE CORPORATION;REEL/FRAME:069923/0627 Owner name: FUJIFILM CORPORATION, JAPAN Effective Date: Jul 01, 2024 |
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Apr 01, 2016 | AS | ASSIGNMENT | free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:HITACHI MEDICAL CORPORATION;REEL/FRAME:052860/0872 Owner name: HITACHI, LTD., JAPAN Effective Date: Apr 01, 2016 |
Apr 02, 2015 | P | Published | |
Jul 15, 2014 | AS | ASSIGNMENT | free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:GOTO, TAIGA;TAKAHASHI, HISASHI;HIROKAWA, KOICHI;SIGNING DATES FROM 20140606 TO 20140609;REEL/FRAME:033315/0395 Owner name: HITACHI MEDICAL CORPORATION, JAPAN |
Mar 18, 2013 | F | Filing | |
Apr 24, 2012 | PD | Priority Date |

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