Utilizing credit and informatic data for insurance underwriting purposes

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9818158
SERIAL NO

14305732

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Abstract

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A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.

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Patent Owner(s)

Patent OwnerAddress
UNITED SERVICES AUTOMOBILE ASSOCIATION9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288-2038

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Allen, Michael J San Antonio, US 123 2708
Devereaux, Ramsey San Antonio, US 65 1258
Franck, David S San Antonio, US 35 988
Healy, Jodi J Johns Creek, US 8 149
McCaw, Erin San Antonio, US 3 96
Moritz, Karen San Antonio, US 4 383
Norman, Christopher San Antonio, US 61 734
Prasad, Bharat San Antonio, US 225 6191
Read, Spencer Helotes, US 47 1206
Swain, Kathleen L Peoria, US 53 1363
Vaith, Eric San Antonio, US 5 106
Wheeler, Daniela Boerne, US 32 708

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Patent Citation Ranking

  • 47 Citation Count
  • G06Q Class
  • 94.74 % this patent is cited more than
  • 8 Age
Citation count rangeNumber of patents cited in rangeNumber of patents cited in various citation count ranges167211101 - 1011 - 2021 - 3031 - 4081 - 9091 - 10000.511.522.533.544.555.566.577.5

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 May 14, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 14, 2029