Non-payment communications using payment transaction network

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United States of America Patent

PATENT NO 9792610
SERIAL NO

14325823

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Abstract

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A communication channel is provided between a transaction acquirer and a payment network, for the purpose of transmitting payment card account transaction authorization requests. Via the communication channel the payment network may receive a message containing additional information. The additional information may originate at the point of sale and may be in addition to a PAN (primary account number) or the like. The payment network may send a message including the additional information to an entity that is neither a payment account issuer nor the transaction acquirer.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Berntsson, Kent Olof Niklas Rye, US 30 113
Gerard, Jean-Pierre Croton-On-Hudson, US 63 349
Unser, Kenny Fairfield, US 55 339

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