Facilitating same day payment transactions
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United States of America Patent
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Oct 10, 2017
Grant Date -
Aug 4, 2016
app pub date -
Apr 13, 2016
filing date -
Dec 16, 2014
priority date (Note) -
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status (Latency Note)
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Abstract
The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating same day push-to-debit payment transactions between a user and a co-user. To illustrate, one or more implementations involve sending a push-to-debit request to credit funds for the payment amount of the payment transaction to a debit card of a co-user, the push-to-debit request being formatted for same day processing.
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