Systems and methods for electronic payment instrument repository

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9710806
SERIAL NO

13779315

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Systems and methods that receive one or more images and based at least in part on the received images, identify information associated with a payment instrument. The information associated with the payment instrument may be stored in a payment instrument repository, such as an electronic wallet (eWallet), associated with a user. The eWallet may be accessed by the user to add, delete, or modify payment instruments and associated information in the eWallet. The eWallet may further be used by the use to initiate a financial transaction using one or more of the payment instruments associated with the eWallet.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
FISERV INC255 BROOKFIELD WI 53045

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Barlok, Todd Christopher Trussville, US 3 166
Kenyon, Leah Phillips Irving, US 2 141
Sheehan, Timothy Patrick Decatur, US 5 261

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Jan 18, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jan 18, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00