Emergency fund and replacement of credit/debit cards—lost, stolen, defective or fraudulently used

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United States of America Patent

PATENT NO 9646450
SERIAL NO

12725194

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A credit card Emergency Fund system, comprising the steps of a credit card provider opening one or two accounts with two different card numbers, with a first “main credit card” and a second credit card for a spare. Alternatively, one credit card is provided with one or two accounts. Upon the customer's request, when the credit limit of the main credit card is fully expended, the spare credit card, with the Emergency credit line, or the Emergency credit line with a single card, is activated for a limited time period.

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Patent Owner(s)

Patent OwnerAddress
MELIK-ASLANIAN STEFANNot Provided

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Malek-Aslanian, Linda New York, US 4 253
Melik-Aslanian, Stefan New York, US 4 253

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 9, 2024
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 9, 2028
Fee Large entity fee small entity fee micro entity fee
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Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
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