Secure contactless payment systems and methods

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United States of America Patent

PATENT NO 9489669
SERIAL NO

12978704

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
THE WESTERN UNION COMPANY12500 EAST BELFORD AVENUE M21A2 ENGLEWOOD CO 80112

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Loevenguth, Rebecca Denver, US 10 136
Lyons, Dianna Highlands Ranch, US 13 227
Mehew, Evans Larkspur, US 18 372
Owen, Dave Castle Rock, US 18 277
Paintin, Scott Littleton, US 22 556

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 8, 2028
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00