Machine-implemented system and method for providing timed targeted promotional offers to individual payment account users with feedback
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United States of America Patent
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Jun 21, 2016
Grant Date -
Feb 19, 2009
app pub date -
Aug 14, 2008
filing date -
Aug 15, 2007
priority date (Note) -
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Abstract
A machine-implemented method includes determining when a particular promotional offer which is associated with a payment account of a particular consumer should be released to the particular consumer, and then transmitting a first message indicating the particular promotional offer to a device of the particular consumer. The first message indicates the merchant and the terms of the offer, which may include a specific time period during which the offer is valid. The method further includes detecting that the particular consumer has accepted the offer and, in response, automatically transmitting a second message to trigger a transfer of funds to an account of the consumer. The method can further include, in response to detecting that the consumer has accepted the offer, automatically and immediately transmitting a message to the consumer to confirm the transfer of funds to the account of the consumer, so as to provide feedback to the consumer.
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