Identity verification systems and methods
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Oct 13, 2015
Grant Date -
Nov 28, 2013
app pub date -
Aug 2, 2013
filing date -
Mar 9, 2009
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods for authenticating the identity of a user prior to giving access to confidential data at a user interface via a network are described. In an exemplary implementation in an Internet environment, a server hosts an application providing selective access by the user to confidential data related to the user. The user provides initial data to the application as part of a request to access the confidential data. At least one database having the confidential data stored therein is accessed by the server to retrieve confidential data relating to the user located in the database based on the initial data received from the client interface. An authentication function causes the server to transmit to the client interface and present to the user an incomplete portion of the confidential data relating to the user, which is not identical to the initial data, along with at least one other portion of data having a substantially identical format to the incomplete portion of the confidential data. The authentication function requests the user to provide additional data to complete the incomplete portion of the confidential data. The user is granted access to the confidential data subsequent to determination by the application that the user correctly completed the incomplete portion of the confidential data.
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