Systems and methods for user identity verification and risk analysis using available social and personal data

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United States of America Patent

PATENT NO 8918904
SERIAL NO

13300876

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A new approach is proposed that contemplates systems and methods to support user identity verification based on social and personal information of the user. Under the approach, customers/users are required to grant identity verifying party a degree of access to their social network information, including but not limited to, account data and social graph information on social networks. The identity verifying party then acquires information of a current or potential user's online presence in addition to other information of the user and utilizes such information to verify the user's identity in the real world and/or to assess the fraud risk of a specific financial transaction requested by the user.

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Patent Owner(s)

Patent OwnerAddress
WEPAY INC350 CONVENTION WAY SUITE 200 REDWOOD CITY CA 94063

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Aberman, Richard Palo Alto, US 1 126
Clerico, William D Palo Alto, US 1 126
Sanin, Aleksey Sunnyvale, US 15 1003
Stern, Eric East Palo Alto, US 44 530
Tran, Khang San Jose, US 6 166

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