Adaptive policies and protections for securing financial transaction data at rest
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
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Sep 30, 2014
Issued Date -
N/A
app pub date -
Jun 22, 2010
filing date -
Jun 22, 2010
priority date (Note) -
In Force
status (Latency Note)
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Importance

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Abstract
A system for challenge-response authentication is provided by receiving, from an external terminal over a communication network, a request for access to a service. A plurality of objects is presented to a user via a display. A plurality of codes is received over the communication network, each of the plurality of codes corresponding to one of the plurality of objects. The plurality of codes are matched to a plurality of alphanumeric characters according to a predetermined table. An alphanumeric string is generated from the plurality of alphanumeric characters and the alphanumeric string is compared to a user identifier stored in a database. Based on the comparing, a determination is made as to whether to grant the user access to the service.
First Claim
all claims..Other Claims data not available
Family
- No Family data available.
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
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AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC | 200 VESEY STREET NEW YORK NY 10285 |
International Classification(s)

- 2010 Application Filing Year
- H04L Class
- 10679 Applications Filed
- 7982 Patents Issued To-Date
- 74.75 % Issued To-Date
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
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Bailey,, Jr Samuel A | Boca Raton, US | 25 | 645 |
# of filed Patents : 25 Total Citations : 645 |
Cited Art Landscape
- No Cited Art to Display

Patent Citation Ranking
- 17 Citation Count
- H04L Class
- 44.08 % this patent is cited more than
- 11 Age
Forward Cite Landscape
- No Forward Cites to Display

Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
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11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Mar 30, 2026 |
Fee | Large entity fee | small entity fee | micro entity fee |
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Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
Full Text

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Oct 28, 2010 | PD | Priority Date |

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