Systems and methods for generating payment due notifications

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8781959
APP PUB NO 20110145116A1
SERIAL NO

13033040

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods for generating payment due notifications are provided. A payor and a payee of the payor may be identified by a payment service provider system. At least one notification control parameter associated with communicating payment due notifications to the payor may be identified. Based at least in part upon evaluating a payment history associated with one or more payments made to the payee on behalf of the payor, a payment frequency pattern may be determined. Based at least in part on a portion of the payment history and the determined payment frequency pattern, a next expected payment date may be calculated. In accordance with the at least one notification control parameter, a payment due notification including an identity of the payee and the next expected payment date may be generated. The payment due notification may be transmitted to the payor.

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Patent Owner(s)

Patent OwnerAddress
CHECKFREE SERVICES CORPORATION2900 WESTSIDE PARKWAY ALPHARETTA GA 30004

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dreyer, Hans Daniel Gahanna, US 28 1056
Lawson, Mary Elizabeth Dublin, US 26 826
Ward, Cheryl L Hilliard, US 9 464

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jan 15, 2026
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00