Systems and methods for providing a user interface for facilitating personal payment transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8762269
APP PUB NO 20140172695A1
SERIAL NO

14109017

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.

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Patent Owner(s)

  • CAPITAL ONE FINANCIAL CORPORATION

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kanjlia, Gagan Ashburn, US 27 520
Larson, Robert J Havertown, US 12 108
Puri, Vishal Ashburn, US 24 474
Wilson, Alexander S Kennett Square, US 9 168
Zimmer, Scott Charlotte, US 11 170

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 24, 2025
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00