Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers
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United States of America Patent
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Dec 10, 2013
Grant Date -
Jun 13, 2013
app pub date -
Feb 13, 2013
filing date -
Dec 12, 2007
priority date (Note) -
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Abstract
A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a wireless terminal location module that is configured to identify the respective locations of the buyer and a seller, and a transaction authorization processor configured to authorize a transfer request if the geographic locations of wireless terminals of the buyer and seller are within a predetermined geographical proximity of each other. The wireless network terminal location module identifies the geographic locations of respective wireless terminals of the buyer and seller. The transaction authorization processor authorizes a fund transfer request if the respective locations of buyer and seller wireless terminals are within a predetermined geographical proximity and suspends a fund transfer request if respective locations of buyer and seller wireless terminals are not within a predetermined geographical proximity of each other.
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