Systems and methods for a self insurance account
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United States of America Patent
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Jul 16, 2013
Grant Date -
N/A
app pub date -
Oct 26, 2007
filing date -
Oct 26, 2007
priority date (Note) -
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status (Latency Note)
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Abstract
Insurance customers may establish and contribute to a self-insurance account. The insured may set aside an amount each policy period that is deposited to the self-insurance account. The value of the self-insurance account may further grow in value with earnings via common investment vehicles. The deposits and investment growth may continue until the account reaches maturity (self-insurance status). From that point forward customers can forego paying insurance premiums. The self-insurance account is accessible to the insured as a financial asset, and may be provided to the insured upon termination of the self-insurance account.
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