Systems and methods to initiate payments from electronic devices

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8463650
APP PUB NO 20100228639A1
SERIAL NO

12718337

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Disclosed are systems and methods to initiate electronic payments using wireless network broadcasts. For example, a purchaser may purchase goods and/or services offered by a merchant by checking out (initiating a payment transaction for the goods and/or services) via a cash register or a point of sale terminal at the merchant. When a purchase amount or total for a particular purchase is calculated, a payment request message may be broadcasted publicly on a wireless network where the merchant and an electronic device operated by the purchaser may participate as network nodes. The electronic device may receive the broadcasted payment request message and may display an interface or visual indication that includes information associated with the payment request message such that the purchaser interact with the interface or visual indication to initiate a payment transaction to purchase the goods and/or services associated with the particular purchase.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
BARCLAYS EXECUTION SERVICES LIMITEDONE CHURCHILL PLACE LONDON E14 5HP

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gindele, Gabe B Wilmington, US 7 144

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Dec 11, 2024
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00