Credit card supported electronic payment
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United States of America Patent
Stats
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Aug 23, 2011
Grant Date -
Apr 22, 2010
app pub date -
Dec 30, 2009
filing date -
Jun 30, 2003
priority date (Note) -
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status (Latency Note)
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Abstract
A payment service provider receives a request to pay a payee on behalf of a payor and determines, responsive to the received request, that the payee will not accept the requested payment via a charge to a credit card account of the payor with a credit card issuer. The payor wishes to fund the requested payment from the credit card account. Accordingly, the payment service provider transmits, to the credit card issuer, account information identifying the credit card account and payment information representing the requested payment for inclusion in a credit card statement of the credit card issuer to the payor for the credit card account. However, the payment service provider directs the requested payment to the payee on behalf of the payor from a payment account other than the credit card account.
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