System and method for producing and verifying secure negotiable instruments
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United States of America Patent
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Aug 8, 2006
Grant Date -
Dec 4, 2003
app pub date -
Jun 4, 2002
filing date -
Jun 4, 2002
priority date (Note) -
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Abstract
The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises an encrypted numeric sequence and a one-way decryption key printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The encrypted numeric sequence represents name of the payee of the negotiable instrument and the payment amount.
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