Method and apparatus for real time on line credit approval
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United States of America Patent
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Jun 11, 2002
Grant Date -
Jan 17, 2002
app pub date -
Nov 3, 1998
filing date -
Nov 3, 1998
priority date (Note) -
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Abstract
A system and method are disclosed for providing real time approval of credit over a network. The method includes obtaining applicant data from an applicant. The applicant data is analyzed into a form suitable for directly obtaining a credit report from a credit bureau for the applicant. A credit report having credit report data is obtained from a credit bureau for the applicant. It is then determined whether to accept the applicant using the credit report data and it is communicated to the applicant that the applicant has been approved.
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