Tokenless biometric electronic transactions using an audio signature to identify the transaction processor

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United States of America Patent

PATENT NO 6397198
SERIAL NO

09357718

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Abstract

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The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample of a user to at least one registered biometric sample, the bid biometric sample obtained directly from the user during an identification process for conducting an electronic transaction by the user. A stored audio signature is associated with a transaction processor entity, which the transaction processor entity is responsible for conducting the electronic transaction. A sound generator generates an analog or digital signal from the stored audio signature, and a transducer converts the analog or digital signal to a play back audio signature. This invention generates a play back audio signature from the stored audio signature that is associated with the transaction processor entity and the play back audio signature is played back to the user to identify the transaction processor entity that conducted the electronic transaction, wherein no man made personal devices such as credit cards, identity cards or the like is used during the identification process for conducting the electronic transaction.

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Patent Owner(s)

Patent OwnerAddress
OPEN INVENTION NETWORK LLCRESEARCH TRIANGLE PARK CENTER 4819 EMPEROR BOULEVARD STE 400 DURHAM NC 27703

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hoffman, Ned Sebastopol, CA 62 10922
Lapsley, Philip Dean Newton, MA 17 2082
Lee, Jonathan Alexander Oakland, CA 32 7551
Pare, Jr David Ferrin Berkeley, CA 25 6362

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