System, method and article of manufacture for network electronic authorization utilizing an authorization instrument
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United States of America Patent
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Sep 29, 1998
Grant Date -
N/A
app pub date -
Apr 26, 1996
filing date -
Apr 26, 1996
priority date (Note) -
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status (Latency Note)
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Abstract
An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. When access is authorized, a graphical representation of the payment instruments is presented on the display to enable a user to select a payment method of their choice. Once a payment instrument is selected, a summary of the goods for purchase are presented to the user and the user enters an electronic approval for the transaction or cancels the transaction. Electronic approval results in the generation of an electronic transaction to complete the order.
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