GAMING CASHLESS OPEN BANKING WEB INTEGRATION
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United States of America
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Issued Date -
Apr 10, 2025
app pub date -
Oct 7, 2024
filing date -
Oct 7, 2024
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Abstract
A system and method(s) for tracking gaming open banking transactions using anonymous token data. The system and/or method involves operations that launch a microsite (via QR code capture by mobile device) and detect a debit request via the microsite. The microsite is accessible to a casino merchant system and a payment service provider (PSP) system. Operations further obtain, from the PSP system, an anonymous token associated with access to a personal bank account. The anonymous token attributes a certain debit request to the user within the casino system. The method further funds the transaction to a gaming device (e.g., via ACH transaction, FedNow transaction, or other similar funds transfer from the PSP system and via electronic funds transfer within the casino system) using the anonymous token as a reference. In one example, the method includes prohibiting the transaction if a debit limit is exceeded.
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