PAYMENT BY USE OF IDENTIFIER
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United States of America
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Issued Date -
Apr 3, 2025
app pub date -
Dec 12, 2024
filing date -
Dec 12, 2024
priority date (Note) -
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status (Latency Note)
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Abstract
A payment service system (PSS) can receive an identifier and first transaction information, which can include payment card information, from a first merchant system of a first merchant for a first payment transaction with a customer. An association between the identifier and the first transaction information can be stored. The PSS can receive the identifier from a second merchant system of a second merchant for a second payment transaction with the customer in which the customer provided the identifier instead of a payment card. Based at least in part on the identifier and the stored association, the PSS can identify the payment card information and contact information. A confirmation can be transmitted to a customer device using the contact information, and a confirmation response can be received from the customer device. The PSS can execute a transfer of a payment amount to the second merchant.
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