SYSTEM, DEVICE AND METHOD FOR DIGITAL PAYMENT
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United States of America Patent
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Issued Date -
Mar 27, 2025
app pub date -
Mar 20, 2023
filing date -
Mar 20, 2023
priority date (Note) -
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status (Latency Note)
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Abstract
A payment server for a user transaction approval configured to receive from the two or more trusted entities two or more sets of rules for the user transaction approval, receive from the payment terminal a transaction approval request, a token, payment terminal data, and additional data obtained by the payment terminal, receive from the at least one payment account a balance limitation decision and generate a transaction approval decision by cross-referencing the two or more sets of rules with the mobile device data, the payment terminal data, the additional data, and the balance limitation decision.
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