SYSTEMS AND METHODS FOR DYNAMIC AND FLEXIBLE BENEFICIARY ANALYSIS
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United States of America
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Issued Date -
Mar 20, 2025
app pub date -
Sep 20, 2023
filing date -
Sep 20, 2023
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Abstract
Systems, apparatuses, methods, and computer program products are disclosed for generating and providing a beneficiary optimization response. An example method includes identifying a transaction request and determining one or more candidate enhanced alternative payment types for a transaction. The example method further includes identifying a beneficiary account for the beneficiary of interest and determining a payment metric set for each of the one or more of the candidate enhanced alternative payment types. The example method further includes selecting one or more candidate enhanced alternative payment types and generating and providing the beneficiary optimization response.
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