SYSTEMS AND METHODS FOR SHARED ACCOUNT TRANSACTIONS
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United States of America
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Issued Date -
Mar 6, 2025
app pub date -
Aug 30, 2023
filing date -
Aug 30, 2023
priority date (Note) -
Published
status (Latency Note)
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Importance

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Abstract
Systems and methods for generating shared accounts and performing shared account transactions include a computing system which receives a request from a first user device of a first user to form a shared account accessible by a second user based on one or more rules, generates the shared account, links a first account with the shared account, identifies the second user, transmits a notification to a second user device of the second user indicating the second user has access to the shared account, receives an input to the second user device indicating acceptance of access to the shared account, links a second account with the shared account, receives a second input to the second user device indicating a selection to initiate an outbound transfer of resources and a category, determines that the category meets at least one rule, and initiates the outbound transfer of resources from the shared account.

First Claim
Family

- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
WELLS FARGO BANK N A | 420 MONTGOMERY STREET SAN FRANCISCO CA 94104 |
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Harris, Moses | San Francisco, US | 2 | 0 |
Hecht, Alan W | Chanhassen, US | 63 | 202 |
Murchie, Jud | San Francisco, US | 2 | 0 |
Seagren, Timothy Craig | San Francisco, US | 2 | 0 |
Walle, Nadia Van De | San Francisco, US | 1 | 0 |
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