Payment Tokenization Method, Apparatus and System Based On Digital Currency Sub-Wallet

Number of patents in Portfolio can not be more than 2000

United States of America

APP PUB NO 20240403859A1
SERIAL NO

18700186

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Abstract

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Provided are a payment tokenization method, apparatus and system based on a digital currency sub-wallet. One specific embodiment of the method includes: parsing a payment token acquisition request of a user, so as to obtain a target digital wallet, a target merchant, and a wallet payment password corresponding to the target digital wallet; sending the wallet payment password to an operating system of the target digital wallet, so that the operating system of the target digital wallet verifies the wallet payment password; in the case that the verification is passed, sending a sub-wallet opening request to the operating system of the target digital wallet; and in the case that wallet opening is successful, sending a payment token generation request to a token service provider, so that the token service provider generates a payment token corresponding to a digital currency sub-wallet.

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Patent Owner(s)

Patent OwnerAddress
DIGITAL CURRENCY INSTITUTE THE PEOPLE'S BANK OF CHINABEIJING

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
JIANG, Zhihua Beijing, CN 19 46
XU, Kefeng Beijing, CN 4 6
ZHAO, Tianwu Beijing, CN 1 0

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