SYSTEMS AND METHODS OF IDENTITY AUTHENTICATION USING A CUSTOM VISUAL CODE

Number of patents in Portfolio can not be more than 2000

United States of America

APP PUB NO 20240396733A1
SERIAL NO

18321375

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Abstract

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Systems and methods for authenticating user identity using custom visual code is disclosed. One disclosed method includes determining user identification information based on received biometric data; generating a temporary one-time password; encrypting the user identification information and the temporary one-time password; and generating a visual code based in part on the encrypted temporary one-time password and user identification information. The method may further include generating a prompt requesting a passcode or biometric data when a user device is within a predetermined threshold range of an authenticating device.

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N A420 MONTGOMERY STREET SAN FRANCISCO CA 94104

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Huang, Jason San Francisco, US 71 552
Montenegro, Dennis E Concord, US 102 63
Salim, Sadie S Mill Valley, US 9 0

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