UTILIZING UNIQUE MESSAGING ACCOUNTS TO EXTRACT TRANSACTION DATA FOR CARD-BASED TRANSACTIONS

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20240354718A1
SERIAL NO

18304126

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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This disclosure describes methods, non-transitory computer readable storage media, and systems that securely retrieve and extract data for card-based transactions from various sources via a multi-branch processing pipeline. Specifically, in some embodiments, the disclosed systems assign a unique messaging account to a payment card of a payment account for retrieval of digital messages corresponding to transactions initiated by the payment card. In one or more embodiments, the disclosed systems determine a first subset of data for a card-based transaction processed through a payment network. The disclosed systems also determine a second subset of transaction data in response to receiving a digital message at the unique messaging account assigned to the payment card in response to the card-based transaction. In some embodiments, the disclosed systems generate a mapping between the first and second subsets of transaction data within a transaction database for performing downstream operations.

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Patent Owner(s)

Patent OwnerAddress
MARQETA INC180 GRAND AVENUE 6TH FLOOR OAKLAND CA 94612

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Cline, Mark Daniel Alameda, US 3 0
Magar, Amit Jagannath San Jose, US 1 0
Zhang, Hongtao San Francisco, US 104 572

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