SYSTEMS AND METHODS FOR CREDIT APPROVAL USING GEOGRAPHIC DATA

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United States of America Patent

APP PUB NO 20240273621A1
SERIAL NO

18646010

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Abstract

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A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.

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Patent Owner(s)

Patent OwnerAddress
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC200 VESEY STREET NEW YORLK NY 10285-4900

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
HOCHSTATTER, Thomas G Austin, US 5 90
LEONARD, John Austin, US 58 653
McKINZIE, Christopher W Lakeway, US 9 319

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