MONEY TRANSFER BY USE OF A PAYMENT PROXY
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United States of America Patent
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Issued Date -
May 23, 2024
app pub date -
Dec 6, 2023
filing date -
Oct 31, 2014
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Abstract
In some examples, a system associates a first proxy identifier (ID) with a financial account of a user. The first proxy ID has a syntax including a symbol followed by a first string of one or more characters comprising at least one letter. The system generates a second proxy ID having the syntax including the symbol followed by a second string. The system associates the second proxy ID with the first proxy ID based on a configured rule that automatically allocates at least a portion of funds received via the second proxy ID to the financial account associated with the first proxy ID. Based on detecting the second proxy ID in a message, the system initiates a transfer of funds from a financial account of the sender of the message, and at least some of the transferred funds are transferred to the user's financial account based on the configured rule.
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