COMPUTING SYSTEMS AND METHODS FOR IDENTIFYING AND PROVIDING INFORMATION ABOUT RECURRING TRANSACTIONS
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United States of America Patent
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Issued Date -
May 16, 2024
app pub date -
Nov 15, 2022
filing date -
Nov 15, 2022
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Abstract
An example computing platform is configured to: (a) obtain data for a given transaction involving a given customer account and a given merchant, (b) apply pre-processing logic to the obtained data for the given transaction and thereby derive feature data for the given transaction, (c) input the feature data for the given transaction into a trained machine-learning model that functions to (i) evaluate the feature data for the given transaction and (ii) based on the evaluation, output a score for the given transaction that indicates a likelihood that the given transaction is a recurring charge, and (d) based on the score for the given transaction, determine whether to classify the given transaction as a recurring charge.
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