METHOD AND SYSTEM FOR MULTI-MODAL TRANSACTION AUTHENTICATION
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United States of America Patent
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Issued Date -
Feb 15, 2024
app pub date -
Sep 19, 2023
filing date -
Feb 20, 2008
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Abstract
This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks, Merchants, Issuing Banks, Credit Reporting Bureaus, Insurance Companies, Healthcare Providers may customize the implementation of the services based on individual strategy and consumer preferences.
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