MULTI-NETWORK TOKENIZATION PROCESSING
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United States of America Patent
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Issued Date -
Aug 24, 2023
app pub date -
May 1, 2023
filing date -
Aug 8, 2013
priority date (Note) -
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status (Latency Note)
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Abstract
Systems, apparatuses, and methods are provided for enabling a transaction using a token associated with a first payment network to be conducted using a second payment network. When a transaction using a token is submitted to a payment network, the payment network can determine the payment network associated with the token. If the token is associated with a second payment network, a token verification request including the token can be sent to the second payment network. The second payment network can then return a token verification response including a primary account identifier such as a primary account number (PAN) corresponding to the token and a validation result. The transaction may then be processed using the primary account identifier.
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