SYSTEM FOR DYNAMIC COMMUNICATION CHANNEL MODELLING USING MACHINE LEARNING ALGORITHMS

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United States of America Patent

APP PUB NO 20230153779A1
SERIAL NO

17525360

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems, computer program products, and methods are described herein for dynamic communication channel modelling using machine learning algorithms. The present invention is configured to detect a natural language input from a third party to a user; parse, using the communication channel modelling algorithm, the natural language input; determine an expression pattern associated with the natural language input; extract, from the expression pattern, information associated with the third party and information associated with the resource transfer; determine one or more alternate communication channels for the user to initiate the resource transfer to the third party; display the one or more alternate communication channels to the user; receive, via the user input device, a user selection of an alternate communication channels; and execute the resource transfer to the third party via the alternate communication channel selected by the user.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATIONMAILCODE NC1-028-29-04 ONE BANK OF AMERICA CENTER 150 N COLLEGE STREET CHARLOTTE NC 28255

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bharti, Shivanand Charlotte, US 1 0
Gadwale, Adithya Galls Church, US 18 62

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