SECURE PAYMENT SYSTEMS AND METHODS
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United States of America Patent
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Issued Date -
Dec 29, 2022
app pub date -
Jun 29, 2021
filing date -
Jun 29, 2021
priority date (Note) -
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status (Latency Note)
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Abstract
A method may comprise: receiving, via a secure payment system, transaction information associated with a real estate transaction, the transaction information including an escrow account, a buyer name, and a buyer contact, the escrow account configured to receive a good funds payment for an earnest money deposit or a closing payment; receiving, via the secure payment system, a first request to transfer the good funds payment from a user account of a user to the escrow account; querying, via the secure payment system, information associated with the user account; generating, via the secure payment system, a second request for payment to a financial institution of the user account; receiving, via the secure payment system, a notification that the second request for payment was approved by the user; and in response to receiving the notification, transferring the good funds payment from the user account of the user to a secure payment account of the secure payment system.
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