System and method for assessing a digital interaction with a digital third party account service

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United States of America Patent

PATENT NO 12026704
APP PUB NO 20210182850A1
SERIAL NO

17125544

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Abstract

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A system and method for assessing digital interactions with a digital third party accounts can include receiving user account credentials for authentication with an external computing system, storing the user account credentials in association with a authentication token and communicating the authentication token to a computing device of an external application service; receiving, through a programmatic communication interface, a request that references the authentication token and digital interaction details; programmatically authenticating, using the stored user account credentials, as a user account with the external computing system and retrieving account data; processing the account data in combination with the digital interaction details and thereby generating a digital interact assessment; and initiating execution of a digital interaction based in part on the digital interaction assessment.

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Patent Owner(s)

Patent OwnerAddress
PLAID INC1098 HARRISON ST SAN FRANCISCO CA 94103

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gibbons, Austin Lin Austin, US 2 33
Hu, Kevin San Francisco, US 7 94
Johnson, Max San Francisco, US 5 47
Morse, Eric Tiburon, US 4 39
Naik, Samir Charlotte, US 25 216

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