SYSTEMS AND METHODS FOR PERFORMING AUTHENTICATION
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United States of America
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Issued Date -
Jan 23, 2020
app pub date -
Jun 26, 2008
filing date -
Jun 26, 2008
priority date (Note) -
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Abstract
The invention provides systems and methods of authenticating to determine that memory of a remote device contains known processing code, in conjunction with performing a financial transaction, the remote device operated by a customer. The method may include receiving transaction data from the remote device, the transaction data related to a requested financial transaction; inputting device identification information from the remote device; selecting at least one query, based on the device identification information; sending the at least one query to the remote device, the query probing attributes of the software of the remote device; inputting a query response, which constitutes a response to the query, from the remote device; performing a validity test including comparing the query response with an expected query response; and based on the comparing, determining whether the validity test is passed, and (1) outputting approval of the requested financial transaction if the validity test is passed; and (2) outputting disapproval of the requested financial transaction if the validity test is not passed.
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