SYSTEMS AND METHODS FOR IDENTIFYING AND CAPTURING POTENTIAL BANKCARD SPENDING

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20190347716A1
SERIAL NO

16522205

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

The invention provides a method and system for a financial institution for capturing the business of a financial services customer. The system may include a data access system for obtaining and storing data; and an analysis system for processing the data. The analysis system (1) selects a study group of customers from the data; (2) observes the study group so as to produce a profile of each study group customer's financial information; (3) produces a mathematical representation of an interrelationship between study group customers' profiles and the data; (4) applies the mathematical representation to customers not within the study group in order to estimate those customers' profiles; (5) identifies a portion of the customer's monetary flow eligible to be conducted through the financial institution, the identification based in part on the customer's profile; and (6) does not require direct input from the customer. The system may further include a marketing system for producing, outputting and implementing a marketing strategy; and storage systems. In addition, the analysis system may utilize processing including producing a profile of the customer's financial information, the profile including an itemization of the customer's monetary inflow and outflow; and identifying a portion of the customer's monetary flow eligible to be conducted through the financial institution, the identification based in part on the customer's profile.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddress
JPMORGAN CHASE BANK N A383 MADISON AVENUE NEW YORK NY 10179

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Conrad, Christopher R Philadelphia, US 5 56
Hurlebaus, Chris Chadds Ford, US 2 1
Nedanov, Pavel Newark, US 2 1
Sha, Guoxing Wilmington, US 2 1

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation